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California Approves Location, Inc., Crime Analytics for Rate Filing

Location, Inc., a provider of U.S. location-based analytics, announces that the California Department of Insurance (DOI) has approved its predictive crime analytics for rate filing. With this recent DOI approval, Location, Inc. has now been approved for rate filings in 12 states.

 Location, Inc. crime analytics collect raw data reported from over 18,000 local law enforcement agencies across the U.S., and then use a relational database to assign reported crimes from every agency (e.g., municipal police, campus police, port authority, transit police, county sheriff, etc.) to the localities for which the agencies have law enforcement responsibility.

With this exclusive database, Location, Inc. then uses its computer models to statistically predict the rates for every major type of crime (violent and property) with 33 foot resolution across the United States.

Over 100 U.S. carriers leverage Location, Inc. predictive violent and property crime analytics to assess fire, liability, theft, vandalism, and other risks in programs, such as habitational/dwelling, vacant properties, open lots, vacation rental by owner and more. Location, Inc.’s hyperlocal crime data also helps carriers generate focused underwriting questions and combat fraudulent insurance claims and related losses.

Insurers can access Location, Inc.’s crime analytics directly via SecurityGauge, or through a variety of underwriting platforms from Location, Inc. partners, including RiskMeter Online, SpatialKey, and Digital Matrix Systems. Location, Inc.’s comprehensive risk data includes:

•    Violent Crime Scores

•    Property Crime Scores

•    Crime Heat Maps

•    Violent & Property Crime Risk Trends & Forecasts

“Location, Inc. is pleased to gain approval from the California Department of Insurance, as it validates our sound methodology for assessing crime risk," says Dr. Andrew Schiller, CEO and founder of Location, Inc. “With rating approval in California and 11 other states so far, Location, Inc. is helping carriers, from top-10 to small regionals, address human-behavior loss risk, even in states where credit scores are traditionally not allowed for such purposes.” 

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